Chapter 1 – Marriage and Pre-Nuptial Assets

Legal age to marry, Notice of Intended Marriage, overseas marriages, same-sex marriage, de facto relationships, registered relationships, Binding Financial Agreements (BFAs), and protecting pre-nuptial assets.

Q1. What is the legal minimum age to marry in Australia?

Quick Answer: The legal minimum age for marriage in Australia is 18 — both people have to be at least 18 to get married.

To marry legally in Australia, you’ve got to be at least 18 years old. That’s what section 11 of the Marriage Act 1961 says, loud and clear. Once you hit 18, you can marry whoever you like without asking your parents — it’s your call. If you try to register a marriage before you’re old enough, it’s void — basically never happened in the eyes of the law. When you go through the registration process, age verification is crucial. The celebrant will check your birth certificate, passport, or other ID documents carefully, and if they mess up the check, they’re liable. So if you were born overseas, get your birth certificate translated and certified ahead of time so you don’t hit a snag on the day.

Legal Reference: Marriage Act 1961 (Cth) s 11、s 23B

Q2. Can unmarried minors aged 16–17 marry?

Quick Answer: 16- or 17-year-olds can marry with court approval if their partner is already 18 — no one under 15 can marry, period.

If you’re 16 or 17 and want to marry, you’ll need to get a special permission order from the court. The court doesn’t hand these out lightly — you’ve got to prove your situation is “unusual and exceptional.” That might mean you’re moving overseas, you’ve got health reasons, or religious considerations. Here’s the catch: your partner must already be 18. Two minors can’t marry each other. The court will look at your psychological maturity, financial ability, your parents’ views, and might even get a social worker’s report. Anyone under 15 can’t marry under any circumstances — that’s the bottom line. Even if the court approves, you still need parental consent and the Notice of Intended Marriage. Nothing gets skipped.

Legal Reference: Marriage Act 1961 (Cth) s 12

Q3. What is a Notice of Intended Marriage (NOIM) and how long before the wedding must it be lodged?

Quick Answer: The Notice of Intended Marriage (NOIM) is the legal notice you give before marrying — submit it at least 1 month and 1 day before the wedding, but up to 18 months in advance.

NOIM stands for Notice of Intended Marriage. Basically, you’re telling the government “we’re getting married.” Both of you sign it together and give it to your celebrant. You can lodge it up to 18 months ahead, but there’s a minimum waiting period of 1 month and 1 day from submission to the ceremony. If you’ve got special circumstances — work sending you overseas, urgent travel, medical emergencies, religious holidays — you can apply to shorten the waiting period. Each state has officials who handle these requests. Along with the form, bring your birth certificate or passport and a single status statutory declaration. If you’ve been married before, bring your divorce papers or your ex’s death certificate.

Legal Reference: Marriage Act 1961 (Cth) s 42

Q4. Who can legally solemnise a wedding in Australia?

Quick Answer: Only government-registered celebrants can legally conduct marriage ceremonies in Australia — roughly three categories: religious officials, government registrars, and civilian celebrants.

There are three kinds of legal celebrants in Australia. First, there are religious officials recognized by their faith — priests, ministers, imams, and the like. Second, there are civil registrars employed by each state’s registry office. Third, and most common these days, are Commonwealth-registered marriage celebrants — people who’ve passed the government exam and got registered. You can look all of them up in the government database. On the day, the celebrant has to read out a legal declaration called the Monitum in front of both of you, and witness you exchange your vows. If you get someone without proper credentials to do the ceremony, the marriage won’t be recognized.

Legal Reference: Marriage Act 1961 (Cth) Part IV

Q5. Are marriages registered overseas valid in Australia?

Quick Answer: Marriages registered overseas are generally valid in Australia, but there are four exceptions.

Under section 88C of the Marriage Act, a legal marriage you registered in another country is pretty much accepted here — you don’t have to re-register. But watch out for four red flags: one of you was already legally married when you tied the knot (that’s bigamy), you’re in a prohibited family relationship, one of you hadn’t reached the age requirement under Australian law, or one party wasn’t married voluntarily. For marriages registered overseas, you’ll usually need to provide documents that’ve been through Hague certification or certified by a Chinese consulate, plus an English translation. Don’t skip this step — it’ll cause real headaches later when you need it for visas, social security, or inheritance.

Legal Reference: Marriage Act 1961 (Cth) s 88C, s 88D

Q6. Is same-sex marriage legal in Australia?

Quick Answer: Same-sex marriage is legal in Australia — it’s been allowed nationwide since December 9, 2017.

Back in December 2017, Australia changed its law so that marriage is defined as the union of two people, regardless of gender. From that day on, same-sex couples have exactly the same legal standing as opposite-sex couples — getting married, getting divorced, dividing property, having kids, inheriting — all the same rules apply. Same-sex marriages registered overseas before 2017 became automatically recognized in Australia from that date. After marriage, divorce works the same way under the Family Law Act 1975 — same procedures, no differences.

Legal Reference: Marriage Act 1961 (Cth) s 5(1) (definition of marriage)

Q7. What is a de facto relationship and how is it recognised?

Quick Answer: A de facto relationship is when you live together like a married couple without being officially registered — usually 2 years of living together or having kids counts.

De facto relationship is the term used in section 4AA of the Family Law Act for couples who aren’t married but are in a marriage-like relationship. When the court decides if it’s a de facto relationship, they look at nine things: how long you’ve lived together, whether you have a sexual relationship, who pays for things, how you own property together, whether society treats you as a couple, how you share housework, if you’ve registered the relationship anywhere, childcare arrangements, and your shared home. Two years is the usual benchmark, but it doesn’t have to be — if you’ve got kids together, the other person’s made significant financial contributions, or you’ve registered the relationship, you can count as de facto even with less time. When a de facto relationship ends, you can still apply to split assets the same way you would after divorce.

Legal Reference: Family Law Act 1975 (Cth) s 4AA

Q8. What are the legal differences between de facto and formal marriage?

Quick Answer: De facto and married relationships have similar property and maintenance rights, but the way you end them, the timelines, and how you prove the relationship are different.

A married couple goes through court to get divorced and has to be separated for at least 12 months. With de facto, you just end the relationship — no court divorce needed. The timeline for property splitting is different too — married people have 12 months from the divorce becoming final to apply for a property split, but de facto couples have 24 months from when they separated. The trickiest part of de facto is proving the relationship existed in the first place — you’ll need to show joint bank accounts, rental agreements, shared kids, that sort of evidence. With marriage, a marriage certificate says it all. When it comes to inheritance, social security, and immigration, they’re treated pretty much the same. But if you’re moving between states or countries, proving a de facto relationship takes more work.

Legal Reference: Family Law Act 1975 (Cth) s 90SB, s 44(3), s 44(5)

Q9. What is a registered relationship?

Quick Answer: A registered relationship is a legal status some states offer for couples who aren’t married — once registered, you’re treated as de facto.

Victoria, New South Wales, Tasmania, Queensland, and the ACT all have relationship registration schemes. It’s a way for couples who don’t want to or can’t marry to get legal recognition. Once you register, you’re automatically treated as in a de facto relationship — you don’t have to spend two years proving you live together. The big advantage is that when dealing with health, social security, immigration, and taxes, you just pull out your registration certificate instead of digging through rental agreements every time. Each state has different registration bodies — in NSW it’s the Registry, in Victoria it’s Births, Deaths and Marriages. Both same-sex and opposite-sex couples can register. Just note that Western Australia and the Northern Territory don’t have this system.

Legal Reference: Family Law Act 1975 (Cth) s 4AA(2)(g)

Q10. What is a Binding Financial Agreement (BFA) and is it legally enforceable?

Quick Answer: A Binding Financial Agreement (BFA) is a contract between spouses about how they’ll split property — if it meets the requirements, it’s legally binding.

A BFA can be signed before marriage (under section 90B), during marriage (section 90C), or after divorce (section 90D) — same rules apply to de facto couples too. A valid BFA lets you skip the court’s property split powers entirely — you agree how it’ll be divided and that’s it. But the form requirements are incredibly strict: you each have to get independent legal advice from your own lawyer, and that lawyer has to give you a written certificate saying they’ve explained the pros and cons. If someone finds out one party forced you into it or you hid major assets, the court can tear up the agreement anytime.

Legal Reference: Family Law Act 1975 (Cth) ss 90B–90KA, 90UB–90UN

Q11. What conditions must be met when entering into a pre-nuptial financial agreement?

Quick Answer: A BFA has to be in writing, both parties must each get independent legal advice from their own lawyer, the lawyer must sign a certificate — miss any one step and it’s invalid.

For a BFA to work, you’ve got to jump through five hoops: First, write it down on paper and both sign it. Second, before you sign, you each get one independent lawyer to walk through the pluses and minuses. Third, each lawyer puts a written “independent legal advice” certificate in the agreement. Fourth, give the original certificate to the other party. Fifth, make sure the date of signing is recorded in the agreement or the certificate. If you miss any step or the lawyer isn’t properly qualified, the court can throw it out. So don’t try to save money by skipping the lawyers — it’ll cost you way more in the long run.

Legal Reference: Family Law Act 1975 (Cth) s 90G

Q12. Is a pre-nuptial agreement valid without independent legal advice?

Quick Answer: Without independent legal advice, a BFA is invalid in principle — only in rare cases will a court force it through despite the defect.

The law got tweaked in 2010 to give courts a little flexibility. Under section 90G(1A), even if the form is a bit dodgy, if both of you actually meant to follow the agreement and throwing it out would be really unfair to one of you, the court might step in and enforce it. But in practice, courts are strict about this — missing the independent legal advice bit is usually a deal-breaker. So get proper advice from a family law lawyer, keep records of the consultation, and don’t cheap out. The lawyer fee you save today might cost you hundreds of thousands down the line.

Legal Reference: Family Law Act 1975 (Cth) s 90G(1) and (1A)

Q13. Do premarital assets remain the sole property of one spouse in Australia?

Quick Answer: Technically, property you owned before marriage stays yours — but when it comes time to split assets, everything goes into one pot.

Australia doesn’t divide pre-marriage and post-marriage property strictly like some countries do. Section 79 of the Family Law Act uses a four-step process: first, put all assets, debts, and superannuation from both of you into one pool, regardless of when they were bought. Your pre-marriage share counts as your “original contribution” and gets recognized, but the longer the marriage, the more that original contribution gets diluted by what you built together. In a short marriage, your pre-marriage property might stay mostly yours. But in a long marriage — 15 years or more — it might end up being treated pretty similarly to what you accumulated after the wedding.

Legal Reference: Family Law Act 1975 (Cth) s 79

Q14. Does a house owned before marriage become jointly owned after marriage?

Quick Answer: A house you bought before marriage stays in your name, but mortgage payments, renovations, and your spouse’s homemaking count as shared contributions.

The fact that you owned the house before you got married doesn’t mean it automatically becomes shared property. But when property gets split, the court will take it apart. Your pre-marriage value stays yours, but the increase in value after you got married is shared. Mortgage payments made from shared income, renovations you both paid for — those are shared contributions. Your spouse keeping the home running and raising kids so you could focus on your job is also a contribution. Here’s an example: you bought the house for 600k before marriage, then you paid off the mortgage over 15 years and it’s worth 1.2 million now. That extra 600k of increase is probably split roughly 50/50, even though only your name’s on the title.

Legal Reference: Family Law Act 1975 (Cth) s 79(4)(a)–(c)

Q15. Must pre-marital debts be jointly borne by both spouses?

Quick Answer: The bank’s only coming after the person who borrowed the money, not your spouse — but when you split assets, all debts come out of the common pool first.

Under contract law, debts your spouse took out before the marriage are their problem, not yours — the bank can only chase the person who signed. But when it comes to splitting property in family law, all debts go into the same pot as the assets and get subtracted from the total. So if one person brought a ton of debt into the marriage, that’s like they’ve taken a chunk of the money that could have been split. There’s one exception though — if the debt came from gambling, supporting someone else on the side, or just reckless spending, the court can make the person who racked it up carry the whole thing themselves. This is called “wastage” or “add-back.”

Legal Reference: Family Law Act 1975 (Cth) s 75(2), Kowaliw v Kowaliw

Q16. Who does a pre-marital gift such as an engagement ring belong to?

Quick Answer: If the wedding goes ahead, the engagement ring’s yours to keep — if one party backs out, they might have to get it back.

Australia doesn’t have a specific law about this, so courts go by common law. The basic rule: if the wedding happens, the ring is an unconditional gift and belongs to whoever’s wearing it. If the person who gave the ring calls off the engagement, they can ask for it back because it was given “on the understanding you’d marry.” If both of you agree to end the engagement, the court looks at who was at fault. De facto relationships follow the same logic. For other expensive gifts — cars, jewelry — it depends on what the giver intended.

Legal Reference: Common law cases: Cohen v Sellar [1926]; Papathanasopoulos v Vacopoulos [2007] NSWSC

Q17. How are gifts or bride prices from parents before marriage treated?

Quick Answer: First figure out if the money was a gift to one person or both of you, or if it’s actually a loan — that’s the key distinction.

When parents give money before the wedding, it usually counts as a gift to their own child and gets lumped into that person’s contribution to the marriage. But if the parents explicitly said “this is for the couple,” and the money went into a joint account or was used to buy a house together, then it’s a gift to the marriage. If parents later say “this was a loan and we want it back,” they need a written loan agreement, interest terms, and repayment records — the court won’t take a verbal claim seriously and assumes it was a gift. The thing is, if the money was already spent on living together, it usually gets added to the asset pool. So if you get a big gift, document it in the bank transfer note and get a simple loan agreement if there’s any chance of confusion down the line.

Legal Reference: Family Law Act 1975 (Cth) s 79(4)、Kessey v Kessey

Q18. Can a pre-nuptial agreement specify custody and child support?

Quick Answer: You can agree on property in a BFA, but anything about kids is off limits — the court decides what’s in the children’s best interest.

A BFA is just between the two spouses, so you can agree on how to split property and how much spousal maintenance to pay. But anything involving minor kids — custody, who they live with, child support amounts — the court won’t enforce in a BFA because kids’ matters always go by what’s in their best interest, and parents can’t waive a child’s rights. If you want to sort out kids’ arrangements ahead of time, you can do that with a Parenting Plan or by applying for Consent Orders later on. Child support is handled by its own system with Services Australia.

Legal Reference: Family Law Act 1975 (Cth) s 60CA, s 90G

Q19. Under what circumstances will a court overturn a pre-nuptial agreement?

Quick Answer: If there was fraud, hidden assets, coercion, major unfairness, or a huge change in circumstances afterward, a BFA can be overturned.

Section 90K of the Family Law Act lists situations where a BFA can be voided: one party committed fraud or hid major assets, the agreement was signed under duress or undue influence, it can’t be actually performed, circumstances changed so drastically after signing that it would be unjust to enforce it (like someone having kids and getting into financial trouble), it breaches bankruptcy law or public policy, or it doesn’t meet the form rules in section 90G. The landmark case Thorne v Kennedy [2017] HCA 49 saw the High Court void a BFA because a woman was basically forced into it with no real choice. So when you sign, both of you need to be calm, informed, and freely willing.

Legal Reference: Family Law Act 1975 (Cth) s 90K, Thorne v Kennedy [2017]

Q20. Can a financial agreement be signed after marriage?

Quick Answer: Yes, you can sign a property agreement after marriage or even after divorce — same strict form requirements apply.

BFAs aren’t just for before the wedding. You can sign a section 90C agreement while you’re married, or a section 90D agreement after you’ve divorced. De facto couples have matching section 90UC and 90UD options. The form rules are identical: you both get independent lawyers and they sign off. Common reasons for signing after marriage: one person inherited a big chunk of money, you’re starting a business together, you want to protect assets from future risk, or you’re doing a divorce settlement without going to court. If you sign after divorce, try to get it done within a year of the divorce taking effect.

Legal Reference: Family Law Act 1975 (Cth) ss 90C, 90D

Q21. How is cross-border property handled in international marriages?

Quick Answer: Overseas assets count, but enforcing the order is hard — sign a BFA early on with dual language versions and financial disclosure.

For an Australian court to have power over your marriage, at least one of you has to be an Australian citizen, living here habitually, or own property here. Once the court gets power, it can order you both to hand over everything — houses in China, deposits in Hong Kong, shareholdings in New Zealand. But whether that order can actually be enforced depends on whether courts in those countries will cooperate. That’s why cross-border couples should get BFAs done early, with both English and Chinese versions certified in both countries. You’ll probably need foreign accountants to value overseas assets. One more heads-up: don’t fake a relationship to get a visa. If they catch you, your visa gets cancelled and you could get deported.

Legal Reference: Family Law Act 1975 (Cth) s 31, s 39A

Q22. How do partner visas (820/801) relate to de facto relationships under family law?

Quick Answer: Both systems use roughly the same test, but who bears the burden of proof and the consequences are different.

When you apply for a spouse visa (820 or 801), the Department of Home Affairs checks the relationship’s genuineness using the Migration Regulations 1.15A — the factors are pretty much the same as the Family Law Act section 4AA for de facto relationships: money, household, social stuff, commitment. But immigration is tougher on honesty — if you lie, your visa gets cancelled and you can be kicked out. For family law, proving a de facto relationship mainly affects property splits. Here’s something important: a 820 visa holder who’s been in a de facto relationship can still apply for property split after a breakup. And if they’ve suffered family violence, they can usually stay in Australia even after the relationship ends — that’s a domestic violence exemption. So if you’re being abused, don’t think the fear of losing your visa should keep you in the relationship. There are protections.

Legal Reference: Migration Regulations 1994 reg 1.15A、Family Law Act s 4AA

Q23. What special considerations apply to remarriages or marriages with step-children?

Quick Answer: Watch out for ongoing child support, make sure about step-kids’ legal status, rewrite your will after remarrying, and use a BFA to protect earlier assets.

Second marriages have three common traps. First, child support from your previous relationship keeps going — remarriage doesn’t get you off the hook. Second, step-kids don’t automatically become your legal children, though if you live together long-term they might be treated as family members for inheritance and domestic violence purposes. Third, remarriage cancels your old will in most states, so get a new will done right away to sort out your ex-kids’ share. Before you remarry, sign a BFA that makes your previous property and inheritance plans crystal clear so your new family doesn’t turn into a mess.

Legal Reference: Wills Act / Succession Act (state-by-state); Family Law Act s 4(1)

Q24. What are the legal consequences of bigamy in Australia?

Quick Answer: It’s a crime — up to 5 years in prison — and the second marriage is automatically void.

Under section 94 of the Marriage Act, if you marry again while you’re already married, that’s bigamy and you can get up to 5 years’ jail time. The second marriage is void from the start. You’ve got one defence: if you actually believed your first spouse had died or that the first marriage had already ended, you might get off. But here’s the thing: kids born in the second void marriage are still considered legitimate children of the marriage under section 91, so family law protects them. Bigamy also messes with visa status, inheritance, retirement benefits — loads of complications. Just don’t do it.

Legal Reference: Marriage Act 1961 (Cth) s 94, s 23B(1)(a)

Q25. How does marriage annulment differ from divorce?

Quick Answer: Annulment says the marriage was never valid from the start — divorce ends a marriage that was valid but is now over.

Annulment (decree of nullity) applies when a marriage was invalid from day one or became defective: bigamy, being too closely related, someone was too young, someone was pressured or deceived, or the ceremony didn’t follow the rules. With annulment, you don’t need to show 12 months’ separation. Divorce is different — the marriage was legitimate, it just broke down, and you prove that by being separated for 12 months. If annulment goes through, you’re legally treated as never having been married, but any kids from that marriage are still legitimate and get split property under family law the same way. In real life, most people go through divorce — annulment is pretty rare.

Legal Reference: Family Law Act 1975 (Cth) s 51, Marriage Act s 23B

Chapter 2 – Divorce and Property Division

No-fault divorce, the 12-month separation rule, the Stanford four-step approach, superannuation splitting, the impact of family violence on property division, spousal maintenance, debts, Consent Orders versus BFAs.

Q26. What are the basic requirements to apply for divorce in Australia?

Quick Answer: You need to be separated for at least 12 months before you can apply for divorce — that’s the only requirement.

Australia’s been a ‘no-fault divorce’ country since 1975. Under the Family Law Act section 48, the only ground for divorce is that the marriage is irretrievably broken — and you prove that by showing you’ve been separated for 12 months. One of you also needs to be an Australian citizen, permanently resident, or have lived here for 12 months. If you’ve been married less than 2 years, you’ll need to do family counselling first. The good news? The court doesn’t judge who’s right or wrong — it just dissolves the relationship.

Legal Reference: Family Law Act 1975 (Cth) s 48, s 39(3)

Q27. Must you be separated for 12 months before applying for divorce?

Quick Answer: Yep, the 12 months is non-negotiable — and it’s measured from separation to when you file, which must be at least 12 months and 1 day apart.

The 12 months is fixed and you can’t shortcut it. If you’ve tried getting back together and that lasted 3 months or less, that time doesn’t reset your clock — just subtract those days from the total. Go longer than 3 months together and you’re back to square one counting. How do you prove separation? You’ll need a separation declaration, different addresses, separate finances, separate lives. For couples married less than 2 years, there’s another hoop: you’ve got to see a family counsellor first and get their certificate, unless the court waives it.

Legal Reference: Family Law Act 1975 (Cth) s 48, s 50, s 44(1B)

Q28. Is separation under one roof possible?

Quick Answer: It’s doable, but you’ve got to build a solid case that you’re genuinely separated even though you’re under the same roof.

Lots of couples stay under one roof after separating — money’s tight or there are kids involved. The law accepts this, but you’ll need detailed evidence that the marriage is actually over: different bedrooms, no sexual relationship, separate finances, eating separately, telling friends and officials you’re split, different household duties. Get both of you to do separation declarations, and line up witnesses like family members or neighbours who can swear you’re really living separate lives. Tell Centrelink too — that paper trail helps. The more detail, the better, because courts know people sometimes try to game the system.

Legal Reference: Family Law Act 1975 (Cth) s 49(2)

Q29. Which court handles divorce applications?

Quick Answer: The Federal Circuit and Family Court of Australia — merged system that handles all divorces, custody, and property matters.

As of September 2021, the federal family courts consolidated into one: the Federal Circuit and Family Court of Australia (FCFCOA). It’s got two divisions — Division 2 handles straightforward divorces, Division 1 tackles complex property and parenting disputes. You can file online through the Commonwealth Courts Portal. Most hearings happen over video, so unless you’ve got young kids, you probably won’t need to show up in person. Means you can divorce even if you’re overseas.

Legal Reference: Federal Circuit and Family Court of Australia Act 2021

Q30. What is the difference between sole and joint divorce applications?

Quick Answer: Joint applications are simpler and faster; sole applications require you to formally notify the other person, which takes longer.

With a joint application, both of you sign and submit together — no need to formally notify anyone, and you usually don’t have to turn up for the hearing unless you’ve got kids under 18. A sole application means serving the divorce documents on the other person, which can be tricky if they’re overseas. For mainland China, that goes through diplomatic channels and can take 6–12 months. If you can agree, joint is always the better move — faster, cheaper, less stressful.

Legal Reference: Family Law Rules 2021 r 2.07, r 6.06

Q31. Can you divorce within two years of marriage?

Quick Answer: You can, but you’ve got to do family counselling first and get a certificate — or get the court to waive it.

Under section 44(1B), if you’ve been married less than 2 years, you’ll need to do a session with a registered family counsellor before you can apply. You’ll get a certificate from them to prove it. If counselling’s really not possible — domestic violence, you live too far away, the other person refuses — you can ask the court to waive this requirement. The rule’s not meant to punish; it’s just a check that you’ve genuinely thought it through. Count the 2 years from marriage certificate date to divorce application date.

Legal Reference: Family Law Act 1975 (Cth) s 44(1B)

Q32. How long after a divorce order is issued does it take effect?

Quick Answer: The court makes the order, but it doesn’t officially take effect until 1 month and 1 day after the judge’s decision — that’s when you’re actually divorced.

Here’s the key date you need to remember: the divorce order becomes final 1 month and 1 day after it’s signed. The court sends out the actual Divorce Certificate once that period’s up automatically. This waiting period gives both of you a chance to reconsider or appeal, and it protects against remarriage immediately. Once that date hits, you’re legally divorced — and that’s also when the clock starts ticking on your 12-month window to claim property or spousal support. So mark that date in your calendar.

Legal Reference: Family Law Act 1975 (Cth) s 55

Q33. What are the costs of divorce and can fees be waived?

Quick Answer: Around 1,100 AUD for the application fee as of 2024–25; drops to about 365 AUD if you’re on Centrelink benefits.

The court fee’s roughly 1,100 AUD for a divorce application (both joint and sole cost the same). But if you’ve got a Centrelink Health Care Card, Pensioner Card, Youth Allowance, Austudy, or can prove financial hardship, it drops to about 365 AUD. You can pay more to expedite or push the date out. Lawyer fees are separate. The beauty? If you and your ex agree, you handle everything yourselves for basically just the filing fee — hundreds of dollars for a clean break.

Legal Reference: Federal Court and Federal Circuit and Family Court Regulations 2022

Q34. Can you apply for divorce if you’re not in Australia?

Quick Answer: Yep, as long as you or your ex is an Australian citizen, permanently resident, or has lived here 12 months.

The court has jurisdiction if at least one of you meets these criteria: Australian citizen, habitually resident in Australia, permanently resident here, or you’ve lived in Australia for 12 months before filing. You can file online through the Commonwealth Courts Portal, do the hearing over video, and stay overseas the whole time. If your ex is overseas, serving the divorce documents takes longer — it goes through international treaties like the Hague Convention for most countries, or diplomatic channels for China, which can stretch to 6–12 months. But yes, you can absolutely get divorced from abroad.

Legal Reference: Family Law Act 1975 (Cth) s 39(3)

Q35. How long after divorce must you apply for property division?

Quick Answer: For a marriage: 12 months from when the divorce becomes final. For a de facto relationship: 24 months from separation. Miss the deadline and you’ve got to ask the court for an extension.

This is a critical deadline. Under section 44(3), you’ve got 12 months from the date your divorce officially takes effect (not the judge’s decision date) to ask the court to divide property or award spousal support. For de facto relationships, it’s 24 months from when you split. Miss it and you’ll need to ask for an extension — which requires proving you’ll face serious hardship if you don’t get it and that delaying won’t hurt the other person. It’s doable but harder. The smart move? Kick off your property application at the same time as the divorce, or get a settlement agreement locked in before the deadline.

Legal Reference: Family Law Act 1975 (Cth) ss 44(3), 44(5), 44(6)

Q36. How long after separation from a de facto relationship can you apply for property division?

Quick Answer: You’ve got 24 months from the day you separated — same deadline rules apply as divorce, and missing it means you need court permission.

The clock starts from the day you stopped living together. You’ve got 24 months to file your application for property division with the FCFCOA. If you’re late, you’ll need to apply for ‘leave to proceed out of time,’ which means proving serious financial hardship or obvious unfairness if you can’t claim now. The extra difficulty with de facto relationships is that you also have to prove the relationship actually existed in the first place, so collect your evidence early: joint accounts, shared lease, kids’ documents, anything that shows you were a couple. Don’t wait until it’s too late.

Legal Reference: Family Law Act 1975 (Cth) s 44(5)

Q37. What exactly is the ‘four-step method’ for property division?

Quick Answer: Step 1: Add up all assets and debts. Step 2: Calculate each person’s contribution. Step 3: Look at future needs. Step 4: Check if it’s fair overall.

The Stanford v Stanford case [2012] HCA 52 set down the framework that courts still use. Here’s how it works: First, you pool all assets, debts, and retirement savings as one pot — it doesn’t matter when each thing was acquired. Second, you assess what each person actually contributed: money counts (financial contribution), but so does keeping house, raising kids, supporting your spouse’s career (non-financial contribution). Third, you consider future needs under section 75(2): age, health, earning capacity, who’s got custody of kids. Fourth, you step back and ask: does this split feel fair? It usually doesn’t come out at exactly 50/50 — might be 60/40, 55/45, whatever the circumstances warrant.

Legal Reference: Family Law Act 1975 (Cth) ss 79, 75(2); Stanford v Stanford [2012] HCA 52

Q38. How does the court determine the property pool in a marriage?

Quick Answer: Everything — house, car, bank accounts, shares, superannuation, business interests, debts — gets lumped into one pot for division.

The ‘property pool’ is broad: houses (owner-occupied and investment), vehicles, savings, shares, crypto, business stakes, trust interests, intellectual property, collectibles, insurance cash value, superannuation accounts, credit card debt, mortgages, personal loans, tax debt. Usually valued at separation date or trial date, whichever. It doesn’t matter if something was earned before the relationship or after — it goes in. If one party hides assets, the court can order bank records, tax audits, and other investigations. Get caught doing that and you’ll lose credibility and get punished in the split.

Legal Reference: Family Law Act 1975 (Cth) s 79(1)、s 78(1)

Q39. How is superannuation split in a divorce?

Quick Answer: Part of your super can be split into the other person’s super account, but it’s still locked in till retirement age — you can’t touch it early.

Since 2002, superannuation’s fair game in divorces. You need a valuation from the fund trustee (they fill out Form 6). Then the court or both of you agree on a splitting order or agreement — you can transfer a percentage or a fixed dollar amount to the other person’s super. The money goes into their account but it’s subject to the same preservation rules: can’t be accessed until 60 or 65 depending on their age. Self-managed super funds (SMSFs) are trickier — might need to sell assets or restructure, so get an accountant involved.

Legal Reference: Family Law Act 1975 (Cth) Part VIIIB

Q40. How are housework and child-rearing contributions during the marriage valued?

Quick Answer: Housework and parenting contributions count just as much as earning money — the law says so explicitly.

Section 79(4)(c) of the Family Law Act spells it out: being a homemaker or parent and contributing to family welfare is a recognized factor in dividing assets. The court gets it — you stayed home so your spouse could build their career, and that’s worth real money. In long marriages, housework and childcare contributions often carry the same weight as earning contributions. In short marriages or where one person earned vastly more, there might be some difference. The key point from cases like Mallet v Mallet: the court won’t make you quantify domestic work in dollars — it’s understood and valued.

Legal Reference: Family Law Act 1975 (Cth) s 79(4)(c), Mallet v Mallet [1984] HCA

Q41. Are inheritances or gifts received during the marriage included in the property pool?

Quick Answer: Inheritances and gifts go into the pool, but usually count as that person’s special contribution — the timing and use of the money matter.

Inheritances, gifts, lottery winnings all become part of the property pool. But the court treats them as ‘special contributions’ belonging to the person who received them. Here’s the nuance: if it came early in the relationship or was spent on shared things like the family home, that special status gets diluted over time. If it came late — right before separation, say — it probably stays mostly theirs. For parental gifts, courts distinguish between ‘given to my child’ (special contribution to one spouse) versus ‘given to you both for the house’ (shared gift). Keep your bank statements and any written proof of where money came from. It matters.

Legal Reference: Family Law Act 1975 (Cth) s 79(4); Bonnici v Bonnici [1992]

Q42. How is real estate one party owned before marriage treated on divorce?

Quick Answer: Your pre-marriage value stays yours as an ‘original contribution,’ but any rise in value and mortgage payments made during marriage get split between you both.

Common scenario: you bought a place for 600k before marriage, it’s now worth 1.2 million after 15 years of marriage. Here’s the breakdown: the 600k (original value) is your contribution. The additional 600k in growth, plus every mortgage payment from joint income, plus improvements you both funded, plus her unpaid housework while you worked — that’s all shared. In a short marriage, you might keep 70–80% of the gain. In a 15-year marriage, you’re looking closer to 50/50 on the growth. Moral: the longer you’re married, the more your pre-marriage asset becomes ‘marital property.’

Legal Reference: Family Law Act 1975 (Cth) s 79(4)

Q43. How is property bought jointly during marriage but registered in only one party’s name divided?

Quick Answer: Who’s on the deed is just paperwork — the court looks at who actually paid for it and contributed to it.

Don’t assume that your name alone on the title means it’s all yours. The court will dig in: where did the money come from? Who paid off the mortgage? Who paid for renovations? What did the other person contribute in housework so you could focus on earning and paying? Even if the house is registered to just one person, the other can walk away with 50% or more based on actual contribution. That’s why it’s smart to register jointly when you buy together during marriage. But if it’s already in one name, don’t panic — the property law courts can declare beneficial interests, and the family courts will factor contribution when dividing.

Legal Reference: Family Law Act 1975 (Cth) s 79、s 78 declaration of interests

Q44. How are funds received from parents during the marriage handled on divorce?

Quick Answer: If it’s explicitly a gift to the couple, it’s shared; if it’s just to your child, it’s theirs — but without proof, the court assumes it’s a gift, not a loan.

Parents often help with deposits or pay down mortgages. If Mum’s bank transfer says ‘for the house deposit for both of you’ and it’s registered in both names, that’s a gift to the marriage. If it’s ‘help for my son/daughter’ and goes to just one account, it’s a gift to that person alone. Here’s the problem: if parents want it back as a loan, they need a written agreement with interest terms and repayment schedule. Without that, Australian courts assume it’s a gift under the ‘presumption of advancement’ (especially parent to child). Smart move: have the parents sign a simple loan agreement, document the transfer with a reference note, keep statements. That way if things go pear-shaped, the ‘loan’ can be deducted from the pool first.

Legal Reference: Family Law Act 1975 (Cth) s 79(4); Liakos v Zervos

Q45. Can assets in a family trust be divided in a divorce?

Quick Answer: If one person controls the family trust, the court can ‘pierce the veil’ and pull those assets into the property pool.

Family discretionary trusts are often set up to ‘hide’ assets from divorce claims. But the Kennon v Spry [2008] HCA 56 landmark case changed that — the High Court said if one spouse actually controls the trust (as trustee, with appointment powers, deciding who gets distributions), those assets come out and get counted as property to divide. The court looks at whether the person could access or influence trust funds, not just the legal trust structure. So if your husband manages the family company trust and pulls distributions whenever he wants, those assets come into the pot. Relying on a trust to hide property rarely works anymore.

Legal Reference: Family Law Act 1975 (Cth) s 79; Kennon v Spry [2008] HCA 56

Q46. How are company shares and businesses valued and divided?

Quick Answer: Get a joint expert valuer to assess the business, then you’ve got options: one keeps it and pays the other out, you sell and split proceeds, or transfer ownership stakes.

When you’ve got a business, investment company, or partnership, the court usually appoints a single joint expert valuer to figure out what it’s worth. They use methods like net asset value, future cashflow discounting, or industry earnings multiples. For small family businesses, you also need to assess ‘goodwill’ — the reputation and customer base. Then you’ve got three paths forward: one spouse stays and runs it while paying the other a cash settlement; you sell the business and split the proceeds; or you restructure ownership and split shares (rare and often messy). Watch out for people who try to tank profits before divorce — the court catches that and penalizes them. So if you suspect it’s happening, get forensic accountants in early.

Legal Reference: Family Law Rules 2021 r 7.06; Family Law Act s 79

Q47. Does family violence by one party affect the property division?

Quick Answer: Domestic violence can increase your share — the Kennon case confirmed that violence makes someone’s contribution ‘harder,’ so they get more.

Kennon v Kennon [1997] FLC established the rule: if you suffered serious ongoing domestic violence (physical, emotional, economic), and that violence made it harder for you to work, raise kids, or contribute generally, you can get a higher share — typically 5–10% more. You need to prove three things: sustained serious violence actually happened, it directly harmed your ability to contribute, and the harm’s significant enough to factor in. Evidence includes police call-outs, AVO orders, medical records, counselling reports, witness statements. Family violence also affects section 75(2) ‘future needs’ assessment — a victim might need the larger share to rebuild. So keep every scrap of evidence and get legal advice early. Violence victims shouldn’t suffer financially on top of everything else.

Legal Reference: Family Law Act 1975 (Cth) s 79(4); Kennon v Kennon [1997]

Q48. What are the consequences of wasting or transferring joint assets (wastage)?

Quick Answer: It gets ‘added back’ to the pool — basically you’ve already got your share, so that amount gets deducted from your final payout.

If someone blows money recklessly — gambling, affairs, splashing out on cars, deliberately selling assets cheap before separation — the court can do an ‘add-back’: that money is treated as if it’s still in the pool, but credited to the person who spent it. The classic case is Kowaliw v Kowaliw [1981] where the court added back wasteful spending. The standard is ‘reckless, improvident, or in bad faith’ — ordinary living expenses and reasonable investments don’t count. But hidden transfers to a new partner, casino withdrawals, and property sales way below market value do. If you suspect your ex is doing this, apply for an injunction immediately to freeze accounts and prevent further transfers.

Legal Reference: Family Law Act 1975 (Cth) s 79; Kowaliw v Kowaliw [1981]

Q49. How do I apply for spousal maintenance?

Quick Answer: You need to show you can’t reasonably support yourself and the other person has money left over after their own living expenses.

Spousal maintenance is living expenses from one ex-spouse to the other. The main test: you genuinely can’t earn enough to live decently (you’re raising kids, too old to retrain, health issues, whatever), and the other person has spare cash after paying their own bills. You can get it as a lump sum, ongoing monthly payments, or a combo. It’s different from child support — this is just about you, not the kids. Common scenario: full-time mum of young kids applies for interim maintenance during separation, then transitions to work as kids go to school. So this can be temporary or longer-term depending on circumstances.

Legal Reference: Family Law Act 1975 (Cth) ss 72, 74, 90SF

Q50. What is urgent spousal maintenance?

Quick Answer: If you’re in dire straits while waiting for the final settlement, the court can order urgent ‘living expenses’ payments immediately.

Under section 77, if you’ve got an immediate pressing need, the court can make an urgent maintenance order (s 77 order) before the final decision comes down. This isn’t about the big settlement — it’s emergency cash to eat, keep a roof over your head, maybe pay a lawyer. You need to show real hardship: the other person’s cut off your access to money, you’re struggling day to day, you need urgent help. The court moves fast on these, usually within weeks. It later gets netted off against the final order. This one’s a lifesaver if your ex has frozen joint accounts and you’ve got nothing. Get legal advice fast if you’re in this spot.

Legal Reference: Family Law Act 1975 (Cth) s 77

Q51. How are marital debts such as credit-card debt and loans allocated?

Quick Answer: Debts go into the pool to calculate net assets; then you look at what the debts were for — household or reckless spending.

All debts — mortgages, credit cards, personal loans — go into the pool alongside assets to calculate ‘net property.’ But the devil’s in the details. Family-use debts (house mortgage, renovations, education) usually split proportionally. Reckless debts (gambling, affairs, splurges) stay with the person who incurred them. If one of you secretly ran up debt, the bank still chases whoever’s name’s on it, but in family law division, the innocent party doesn’t have to bear it. So the moment you separate, ring your credit card company and tell them you’ve split — take your name off joint cards to prevent further exposure. Document everything.

Legal Reference: Family Law Act 1975 (Cth) s 79(1)(b); Biltoft v Biltoft [1995]

Q52. Who keeps paying the mortgage on a jointly-owned home?

Quick Answer: To the bank, you’re both on the hook — but between yourselves, you decide who keeps paying (usually through court orders).

Joint mortgages are tricky because the lender sees you both as equally responsible, even after divorce. If your ex stops paying, the bank comes after you. Common solutions: (1) one person refinances alone (if the bank approves based on their income alone) and removes the other; (2) sell the house, pay off the loan, split what’s left; (3) rent it out and cover the mortgage from rent, sell later. Meanwhile, get a Consent Order that says who’s legally responsible for the payments — that won’t bind the bank, but it binds you two, and you can sue the other for breach if they don’t pay. Moral: don’t leave joint debts hanging — refinance or exit ASAP.

Legal Reference: Family Law Act 1975 (Cth) s 90 (exclusion of third-party rights); Banking Code of Practice

Q53. What is the difference between Consent Orders and a Binding Financial Agreement (BFA)?

Quick Answer: Consent Orders go through the court (more enforceable, stamp duty breaks); BFA’s a private contract (faster, confidential, but strict form rules).

Both get you out of court, but they’re different beasts. Consent Orders: you both agree, the judge reviews it to make sure it’s fair, then issues a court order. Upside — can’t be easily challenged, stamp duty on property transfers can be waived, automatic enforcement. Downside — takes a few weeks for court approval. BFA (Binding Financial Agreement): you and your ex sign a private contract with separate lawyers, no court involved. Upside — done in days, confidential, cheaper if uncomplicated. Downside — form rules are super strict (independent legal advice, signed statements from lawyers), one mistake and it’s void. For property or retirement funds splitting, go Consent Orders. For hush-hush arrangements, BFA.

Legal Reference: Family Law Act 1975 (Cth) s 79、ss 90B–90KA

Q54. Can a property settlement be varied or set aside after divorce?

Quick Answer: Basically not — once it’s done, it’s final. You’d need fraud, serious injustice, or a radical change in circumstances to reopen it.

Property orders are meant to be final and binding. Under section 79A, you can ask to change or set aside an order, but the bar is high: one party committed fraud and hid major assets, both of you agree to change it, it physically can’t be done, or there’s a special circumstance (like a child’s situation dramatically changes). For BFAs, section 90K has similar strict grounds. So once your settlement is locked in, it’s locked in. This is why you get it right the first time — get good advice, full financial disclosure, and sleep on it before signing. If you’ve got a kid in the settlement, parenting arrangements can be adjusted as kids’ needs change, but assets stay put.

Legal Reference: Family Law Act 1975 (Cth) s 79A、s 90K

Q55. Will divorce affect my visa status?

Quick Answer: 820/801 spousal visa holders are vulnerable — their visa can be cancelled if the relationship ends; permanent residents or citizens aren’t affected.

If you’re on a 820 temporary spousal visa or waiting for 801 permanent residency, the relationship ending can tank your application. But there are four escape hatches: you suffered domestic violence, your partner died, you’re jointly raising a child, or the relationship ended because of your partner’s abuse. This last one’s huge for domestic violence survivors — don’t stay trapped out of visa fear. If abuse happened, get an Independent Domestic Violence Advocate report (free through community services), report to police, get an AVO if you can. File the violence exemption with your visa extension and state that you’re the one seeking the separation. Once you’ve got 801 permanent residence or citizenship, your ex can’t touch your visa. So family violence survivors in this situation need urgent specialist legal help — don’t suffer in silence.

Legal Reference: Migration Act 1958、Migration Regulations 1.21–1.23

Chapter 3 – Children’s Care and Custody

 

Q56. What is ‘parental responsibility’ under Australian law?

Quick Answer: It’s the legal term for all the rights and duties parents have toward their children, covering major decisions and day-to-day care.

Parental responsibility replaces the old notion of ‘custody’ which carried ownership overtones. Under Family Law Act s 61B, it covers all the legal powers and duties parents have: deciding which school, religion, medical treatment, changing names, overseas residence, and so on. s 61C says both parents automatically have full parental responsibility until the child turns 18, regardless of whether they’re together or split. Even after divorce, this responsibility doesn’t vanish unless the court specifically issues a sole parental responsibility order giving it to one parent only.

Legal Reference: Family Law Act 1975 (Cth) ss 61B, 61C

Q57. Do parents automatically share parental responsibility after divorce? (post-2024 reforms)

Quick Answer: As of May 2024, the law removed the presumption of equal shared parental responsibility—now courts decide what’s best for the child on a case-by-case basis.

On 6 May 2024, the Family Law Amendment Act 2023 took effect with major changes. The old s 61DA presumption of equal shared parental responsibility was scrapped—meaning courts no longer assume both parents should make decisions together. Instead, courts focus directly on what’s in the child’s best interests in each individual case. Parents still naturally have their own s 61C responsibilities though, and day-to-day decisions stay joint unless there’s a court order. The 2024 reforms shift the focus more sharply to the child’s safety and actual care arrangements.

Legal Reference: Family Law Act 1975 (Cth) s 60CC、Family Law Amendment Act 2023

Q58. Is the term ‘custody’ still used under Australian law?

Quick Answer: No—since 1995, the law’s used neutral terms like ‘parental responsibility,’ ‘live with,’ and ‘spend time with’ instead.

Back in 1995, the Family Law Reform Act ditched old words like custody, access, and guardianship because they implied parents ‘owned’ the children. Modern law uses: parental responsibility (who makes the big decisions), live with (where the child stays), spend time with (how much contact each parent gets), and communicate with (how they stay in touch). This shift signals that parents exist to serve the child, not the other way around. You’ll still hear the old terms in chat and media, but official legal documents strictly use the new vocabulary.

Legal Reference: Family Law Reform Act 1995

Q59. What is the most important principle when a court decides where a child lives?

Quick Answer: The child’s best interests, full stop. Everything else comes second.

s 60CA is crystal clear: the child’s best interests always come first in any parenting order, trumping what the parents want. s 60CC lays out the checklist: the child’s safety, what the child wants to say (considering their age and maturity), the child’s developmental and psychological needs, each parent’s ability to meet those needs, the nature of the relationship between the child and each parent, and any other relevant facts. For Aboriginal and Torres Strait Islander kids, cultural considerations matter too. So whenever a parent’s wishes clash with what the child actually needs, the court only looks at what’s best for the child.

Legal Reference: Family Law Act 1975 (Cth) ss 60CA, 60CC

Q60. What is the ‘best interests of the child’ principle?

Quick Answer: Put the child’s safety, wellbeing, and growth first—everything else, including parents’ rights, comes second.

‘Best interests’ is the cornerstone principle in family law. It plays out through the six factors in s 60CC: keeping the child safe from physical and psychological harm, having a stable home, staying connected to both parents in meaningful ways, keeping education on track, preserving cultural identity, and letting the child have a voice. Courts often appoint an Independent Children’s Lawyer (ICL) to speak for the child, and they’ll read a Family Report written by a psychologist or social worker. This isn’t just abstract stuff—it’s got a whole system to back it up.

Legal Reference: Family Law Act 1975 (Cth) ss 60CA, 60CC, 68L

Q61. Does a child have the right to choose which parent to live with?

Quick Answer: The child’s views matter and get serious consideration, but they’re not the final word—and weight depends on age and maturity.

s 60CC(2)(a) lists the child’s wishes as an important factor, but not decisive. Courts blend in age, maturity level, and whether either parent’s been coaching the kid. Rough benchmarks: under 8 years old, wishes are just one input; 12–14, courts listen carefully; 16 and up, the child’s preference basically decides things because you can’t really force a teenager to live somewhere against their will. The child’s views usually come through a Family Report or the ICL rather than direct court questioning. Parents absolutely shouldn’t bribe, manipulate, or badmouth the other parent to sway the kid—courts are super sensitive to that and will penalize whoever tries it.

Legal Reference: Family Law Act 1975 (Cth) s 60CC(2)(a), s 68L

Q62. At what age will a court give weight to a child’s views?

Quick Answer: No hard age cutoff—typically 12+ carries weight, and by 16+ the child basically decides.

There’s no fixed legal age threshold. Instead, the Family Consultant or ICL assesses the child’s ‘maturity and understanding.’ General rule of thumb: 5–7 years old, views are reference only; 8–11, courts balance carefully; 12–15, opinions get serious attention and show up in reports; 16–17, the child’s choice basically sticks because forcing them doesn’t work. The court also checks whether what the child says sounds coached or unrehearsed. It evaluates whether the kid truly grasps the consequences—for example, moving schools or changing countries is a big deal.

Legal Reference: Family Law Act 1975 (Cth) s 60CC(2)(a)

Q63. How is parenting time allocated between parents?

Quick Answer: No fixed percentage—courts arrange it based on what’s best for the child, and common patterns range from 50/50 to 80/20.

After the 2024 reforms, courts stopped assuming ‘equal time’ or ‘substantial time’ as defaults. Real-world arrangements vary: some do weekday/weekend splits (weekdays with one parent, weekends alternating), others rotate week by week, some build in school holidays and special occasions differently, and international parents might arrange shorter, focused visits. Courts weigh where parents live, work schedules, the child’s schooling, the child’s age (babies shouldn’t be shuffled constantly), how well parents cooperate, and whether there’s family violence. Best practice: parents negotiate their own Parenting Plan, then lock it in with a Consent Orders from the court—beats litigation and is cheaper and less painful.

Legal Reference: Family Law Act 1975 (Cth) ss 64B, 65DAA

Q64. Does shared care always mean a 50/50 split?

Quick Answer: Not necessarily. In child support law it means 35–65% of nights; in family law orders it has no fixed percentage.

The term ‘shared care’ means different things in different contexts. Under the Child Support (Assessment) Act 1989, shared care means either parent has the child 35–65% of the time (roughly 128+ nights per year; above 65% flips to primary care). In a Family Law parenting order, ‘shared care’ just means both parents genuinely do the parenting—no hard numbers attached. So 50/50 is just one of many models; it only works if parents live close by, cooperate well, and the child adapts.

Legal Reference: Child Support (Assessment) Act 1989 ss 5, 51

Q65. Is Family Dispute Resolution required before applying for parenting orders?

Quick Answer: Basically yes—before filing for a parenting order, you must try Family Dispute Resolution and get an s 60I certificate, unless you qualify for an exemption.

s 60I requires genuine attempts at Family Dispute Resolution (FDR) with an accredited mediator before litigation, and you need a certificate to prove it. Exemptions include: family violence or abuse risk, urgent circumstances, one parent can’t attend due to geography or mental health, or the other parent refuses to show up. Even with an exemption, courts encourage people to mediate later. Organisations like Relationships Australia and Family Relationships Centres offer free or subsidised FDR. So trying to settle before court isn’t just law—it’s smart and saves money.

Legal Reference: Family Law Act 1975 (Cth) s 60I

Q66. What is a section 60I certificate?

Quick Answer: A certificate from an accredited family dispute resolution mediator proving you tried to mediate—required when filing unless you’re exempt.

An s 60I certificate comes in five flavours: (a) both parties attended and genuinely tried; (b) one party refused; (c) the mediator thought mediation unsuitable; (d) one party wasn’t genuine; (e) the mediator decided to stop partway through. It’s valid for 12 months—after that you need a fresh mediation. When you file in FCFCOA, you must attach this certificate, or the court won’t process your application unless you’re covered by an exemption and file an affidavit explaining why.

Legal Reference: Family Law Act 1975 (Cth) s 60I(8)

Q67. When can you skip Family Dispute Resolution and go straight to court?

Quick Answer: Family violence, abuse risk, emergencies, distance/health barriers, recent serious breaches, or applying to tweak a recent order can get you past mediation.

s 60I(9) lists the exemptions: (a) applying for a consent order (no mediation needed); (b) family violence or abuse risk; (c) urgent—e.g., the child’s about to be taken overseas or seriously harmed; (d) one party can’t physically or mentally attend; (e) the other parent seriously breached an order in the last 12 months; (f) you’re modifying an order from the last 12 months and it’s reasonable. You need written proof—an affidavit or independent evidence—to claim an exemption. You can’t just say ‘I have reasons.’

Legal Reference: Family Law Act 1975 (Cth) s 60I(9)

Q68. How is child support calculated?

Quick Answer: Services Australia uses an eight-step formula based on both parents’ taxable income, how much time each spends with the child, and a ‘child support cost table.’

Services Australia (formerly Child Support Agency) calculates child support in eight steps: (1) each parent’s adjusted taxable income; (2) each parent’s self-support amount; (3) combined parenting income; (4) look up ‘child support cost table’ to find annual child costs; (5) each parent’s income percentage; (6) each parent’s care percentage; (7) subtract care from income percentage to get the support liability; (8) whoever comes out positive pays, whoever’s negative receives. There’s a free online Child Support Estimator to play with the numbers yourself.

Legal Reference: Child Support (Assessment) Act 1989 Part 5

Q69. Until what age is child support payable?

Quick Answer: Usually to age 18; if the child’s still in secondary school, it can extend to end of that year; beyond 18 requires a separate court order for special cases.

Normal child support runs until the child turns 18. But if the kid’s still in high school at 18, either parent can apply before the birthday to extend payments to the end of that school year (s 151B). After 18, if the child’s in university, TAFE, or has disabilities or serious health issues needing financial support, either parent can ask the FCFCOA for an Adult Child Maintenance Order (s 66L)—that’s a separate court order with a custom amount and timeframe. So 18 isn’t the absolute finish line.

Legal Reference: Child Support (Assessment) Act 1989 s 151B; Family Law Act s 66L

Q70. Can parents agree on child support privately, and is the agreement legally binding?

Quick Answer: Yes, through a Limited or Binding Child Support Agreement; they have different legal force.

You can negotiate privately. Limited Agreements don’t require independent legal advice and either party can end them in 3 years, but the amount can’t drop below what Services Australia would calculate. Binding Agreements need both parents to get independent legal advice and carry heavier weight—you can agree to less than the formula says. Both can be registered with Services Australia for automatic collection. Plain ‘handshake’ agreements have no teeth; anyone can ask Services Australia to do a fresh assessment anytime. For big, long-term payments, a Binding Agreement costs more upfront in lawyer fees but saves headaches later.

Legal Reference: Child Support (Assessment) Act 1989 ss 80C–80G、80E、81

Q71. How does Services Australia get involved in calculating and collecting child support?

Quick Answer: Services Australia assesses amounts, collects payments, and enforces through wage deductions, tax refund interception, and other tools.

Services Australia does three jobs: (1) calculates the child support amount; (2) collects it (deducting from wages, Centrelink, tax refunds); (3) enforces against people who won’t pay, including overseas cooperation with 30+ countries. You can also choose Self-Management where parents exchange money themselves but Services Australia still evaluates. So there’s really a toolkit—the key is deciding whether to use it.

Legal Reference: Child Support (Registration and Collection) Act 1988

Q72. What if one parent refuses to pay child support? What enforcement options are there?

Quick Answer: Services Australia can intercept tax refunds, order employer deductions, freeze bank accounts, ban overseas travel, and prosecute—up to 12 months jail.

Refusing to pay child support brings a cascade of pain: (1) Tax Refund Intercept (ATO withholds refunds); (2) Employer Withholding (court orders boss to deduct wages); (3) Centrelink Deduction (social security payments get trimmed); (4) bank account freeze; (5) Departure Prohibition Order (can’t leave Australia); (6) court prosecution leading to fines up to $12,600+ and up to 12 months prison. Non-resident parents abroad can be pursued through reciprocal agreements with NZ, UK, USA, etc. So the receiving parent should register with Services Australia in Collection mode rather than chasing privately—government enforcement is far more effective.

Legal Reference: Child Support (Registration and Collection) Act 1988 Part IV

Q73. What can child support money be spent on?

Quick Answer: Anything the child needs: food, housing, education, medical care, clothes, activities—there’s no audit and no required accounting.

Child support goes to the primary carer, who spends it per the child’s actual needs. Australia doesn’t ask for itemised receipts or annual reports. You can sign a ‘prescribed payments’ agreement letting some funds (up to 30%) go directly to school fees, health insurance, uniforms, etc. If you suspect the other parent is blowing the money, you can ask Services Australia for a reassessment, switch to prescribed payments, or—if it’s serious—ask the court for a Change of Assessment in Special Circumstances. Normal practice: the receiver decides.

Legal Reference: Child Support (Registration and Collection) Act 1988 s 71C

Q74. Can child support be reassessed when income changes?

Quick Answer: Yes, either parent can ask for a Change of Assessment if income shifts significantly.

Big income swings—job loss, raise, second job, business downturn—let either parent apply for a reassessment. There are roughly ten ‘special circumstances’ reasons, including: the child’s special needs, income changed more than 15% from the last estimate, new family obligations, education costs, health expenses, etc. Assessment usually wraps in three months. Services Australia auto-updates once yearly based on ATO data for routine changes. So if your situation flips, apply—don’t wait for the other parent to move first.

Legal Reference: Child Support (Assessment) Act 1989 Part 6A

Q75. Does relocation abroad require the other party’s consent?

Quick Answer: If the move would affect the child’s time with the other parent, you need their written consent or a court relocation order.

If your current parenting order assumes you’re in one city/country and a move would change that, you need the other parent’s OK in writing or the court’s relocation order. Courts assess: why you want to move (job, family support, fleeing abuse), whether the new place is better for the child, the impact on the parent-child relationship, and whether you’ve planned make-up time (long school holidays, video calls, shared flights). Taking a child overseas without a court order or consent is basically ‘child abduction’—the other parent can get a Recovery Order to bring the kid back. So never do this alone.

Legal Reference: Family Law Act 1975 (Cth) s 65DAA、s 67Q

Q76. What documents are needed to take a child overseas?

Quick Answer: You need a signed consent from both parents or a court order; customs checks closely, and the AFP has a Family Law Watchlist.

If there’s a parenting order, you must follow its terms (often it says ‘the other parent’s written consent’ is needed). At the border, if the child travels without both parents, the accompanying adult needs: valid passport for the kid, a signed Consent to Travel (usually notarised) from the other parent, a copy of the parenting order, and the child’s birth certificate. Airport staff can check the Australian Federal Police Family Law Watchlist. Best practice: ring the AFP 2–4 weeks before travel to confirm nothing’s flagged. A week away differs from permanent relocation—the latter basically can’t happen without court approval.

Legal Reference: Family Law Act 1975 (Cth) s 65Z; AFP Family Law Watchlist procedure

Q77. What can I do if the other parent has taken the child without consent?

Quick Answer: File immediately for a Recovery Order at FCFCOA; simultaneously report to police.

If the other parent violates a parenting order or steals the child without one, rush to the FCFCOA for a Recovery Order—it authorises the AFP or police to find and return the kid. If it’s overseas, the Hague Convention (1980) can help. Simultaneously file a police report and a protection order (AVO) for yourself. Put the child on the Family Law Watchlist to block exit. Note: absconding with a child can be an abduction offence, and in later custody hearings, the court will heavily penalise the parent who pulled that stunt.

Legal Reference: Family Law Act 1975 (Cth) ss 67Q–67Y; Hague Convention 1980

Q78. What role does the Hague Convention play in international parenting disputes?

Quick Answer: Treaty countries can demand the ‘wrongfully taken’ child be returned to their home country so that country’s court can decide.

The Hague Convention (1980) is the backbone of cross-border child custody. It assumes courts in the child’s habitual residence have the best grip on what’s right. If a parent whisks the kid to a signatory country (UK, USA, Hong Kong, NZ, EU member states), the home-country parent can ask their Attorney-General to file a ‘return application’ and get the kid sent back. But mainland China hasn’t signed—Hong Kong has—so cross-strait disputes need other paths. The age cap is 16. Exceptions: serious risk of harm, or the child’s already settled into a new life for over a year. Since each country’s court still has to handle the actual custody decision later, this just resets the game to the home court.

Legal Reference: Hague Convention 1980; Family Law (Child Abduction Convention) Regulations 1986

Q79. How does family violence affect parental responsibility and parenting time?

Quick Answer: Family violence is a major negative factor in parenting orders—can wipe out or heavily restrict the violent parent’s contact time.

The 2024 law updates s 60CC(2)(a) to put ‘safety’ front and centre. Courts dig into police records, AVOs, medical reports, child protection involvement, survivor affidavits, and ICL investigations. Outcomes can include: no contact or heavily supervised contact only (in a children’s contact centre), mandatory behaviour intervention courses, third-party supervision at handovers. The violent parent might lose major decision-making rights (sole parental responsibility goes to the other parent). So survivors: save every piece of evidence. In family law court, it’ll matter enormously.

Legal Reference: Family Law Act 1975 (Cth) ss 4AB, 60CC, 60CG

Q80. Can grandparents apply for visiting rights?

Quick Answer: Yes, the Family Law Act explicitly lists grandparents as people with legal standing to apply for parenting orders.

s 65C says the child, parents, grandparents, and any person concerned with the child’s welfare can apply for a parenting order. Grandparents commonly step in when: parents divorce and feud, a parent dies, parents are battling addiction, or the relationship breakdown cuts off grandparent access. The court still checks the child’s best interests: the existing grandparent-grandchild bond, whether grandparents can safely care for the child, whether involving them stirs up more conflict. Mediation first is smart; court should be the last resort. This matters hugely in many cultures where grandparents are central—it’s legally recognised in Australia too.

Legal Reference: Family Law Act 1975 (Cth) ss 65C, 60CC

Chapter 4 – Inheritance and Estate Planning

State succession laws, intestacy rules, family provision claims, Probate and Letters of Administration, superannuation death benefits, Enduring Power of Attorney, and how Aged Care fits in.

Q81. Is Australian succession law federal or state-based?

Quick Answer: It’s mostly state and territory law, not federal law.

Australia doesn’t have a single national inheritance law. Each state and territory has its own Wills Act, Succession Act, or Probate and Administration Act—for example, New South Wales uses the Succession Act 2006, and Victoria uses the Wills Act 1997. Federal law only covers a few niche areas: superannuation death benefits (covered by the Superannuation Industry (Supervision) Act), capital gains tax treatment by the ATO, and Australia’s participation in the Hague Convention on Wills. If someone passes away with assets across multiple states, you might need to apply for probate in each state separately—it’s more complex than it sounds.

Legal Reference: Family Law Act 1975 (Cth) s 4AA; Succession Act (state-based)

Q82. How are assets distributed when there is no will (intestacy)?

Quick Answer: Without a will, the law divides things by a strict order: spouse first, then kids, then other relatives.

When someone dies without a will—that’s called intestacy—the law steps in with a predetermined pecking order. Broadly speaking, the surviving spouse gets priority; if there are no kids, they might get everything. If there are children, they typically get what’s called a statutory legacy (a set amount adjusted annually) plus a percentage of what’s left. Beyond that, kids inherit, then parents, then siblings, grandparents, aunts, uncles, and cousins down the line. In New South Wales, for instance, the Succession Act Chapter 4 sets this out. If there’s nobody at all, the state keeps the money. So that’s why making a will matters—you’re telling the law exactly who you want to have what, rather than letting a one-size-fits-all formula do it for you.

Legal Reference: NSW Succession Act 2006, Chapter 4

Q83. How much does a spouse inherit on intestacy?

Quick Answer: If the spouse and all kids are from that marriage, the spouse gets everything. If there are kids from an earlier relationship, it’s split according to a formula.

The rules vary a bit by state, but here’s the New South Wales breakdown: if you’ve got a spouse and all the children are theirs together, the spouse inherits the entire estate. Now, if you have a child or children from before—what people call ‘prior-relationship children’—the spouse gets a statutory legacy (in 2025, that’s roughly $526,000 plus inflation), their personal belongings, plus half of everything else. The other half gets shared equally among all the kids, no matter who their other parent was. Different states set different amounts for the statutory legacy—Victoria’s is around $500,000, for example. Former partners and de facto partners can also have claims in certain situations. The bottom line: this gets complicated fast when there are kids from different relationships, so having a proper will is critical.

Legal Reference: Succession Act 2006 (NSW) ss 113–115

Q84. Do de facto partners have inheritance rights?

Quick Answer: Yes, they have the same inheritance rights as a married spouse, but you have to prove the relationship existed according to state law.

De facto partners enjoy equal inheritance status to spouses in every state’s succession law. The tricky part is proving the relationship. You typically need to show shared finances, a shared home, community recognition, or a registered relationship. Some states like New South Wales, Victoria, and Tasmania even recognize what’s called a ‘close personal relationship’—meaning two people who looked after each other long-term, even without a romantic or sexual element. Same-sex de facto relationships have had full inheritance rights since 2008-2009. But here’s the headache: if the person who died had overlapping relationships—say, an earlier de facto partner and a current spouse—those people might both claim inheritance rights, and the court will have to sort it out. So if you’re in a de facto relationship, the wisest move is to make a will that spells out exactly who gets what and avoid this mess altogether.

Legal Reference: Succession Act 2006 (NSW) s 105、Family Law Act s 4AA

Q85. What formal requirements must a will satisfy?

Quick Answer: It has to be in writing, signed by the person making it, and witnessed by two independent people who also sign it.

The legal requirements are the same across most Australian states: (1) the will must be in writing; (2) the person making it must be at least 18 and mentally competent; (3) they sign it themselves, or direct someone else to sign in their presence; (4) two witnesses must be present at the same time, watch the signing, and sign the document themselves; and (5) neither witness can be a beneficiary—if they are, their gift gets canceled. I’d strongly recommend using a proper lawyer to draft it using a standard template. That way, you’ve got an executor named, beneficiaries listed, specific gifts described, and instructions on who gets the leftover estate. Video wills and oral wills only work in very rare circumstances. So ‘I told my family what I want’ doesn’t cut it in law.

Legal Reference: Wills Act / Succession Act (corresponding chapter in each state)

Q86. Who can challenge a will (family provision claim)?

Quick Answer: A spouse, children, de facto partner, people the deceased supported, and certain other family members can ask the court to adjust how things were divided.

Certain people are eligible to make what’s called a family provision claim—basically, asking the court to rewrite what the will says. Who’s eligible? Spouses, some ex-spouses in certain states, de facto partners, children of any age, people the deceased was supporting, grandchildren if the deceased was supporting them, and relatives who lived with the deceased. In New South Wales, it even includes people you used to share a home with. The legal test is whether the deceased made ‘adequate and proper’ arrangements for them. The court will look at the applicant’s needs, their relationship with the deceased, any big gap in living standards between them and other beneficiaries, what other people are getting, and whether the deceased left any explanation. In short, even if the will is crystal clear, eligible people still have legal ground to challenge it.

Legal Reference: Succession Act 2006 (NSW) Chapter 3

Q87. What is the time limit for bringing a family provision claim?

Quick Answer: In New South Wales, it’s within 12 months of death; other states allow 6-12 months. After that, you have to ask the court’s permission to go ahead.

The clock starts ticking from the date of death, not from when probate gets granted. New South Wales, Victoria, the Australian Capital Territory, and Tasmania give you 12 months. Queensland, Western Australia, South Australia, and the Northern Territory only give you 6 months. If you miss the deadline, you can ask the court for ‘leave out of time’—essentially, permission to file late. The court will consider: Why were you late? Is there a genuine reason? Have other beneficiaries already received their inheritance? Would letting you challenge it now be unfair to them? So if you hear that a relative has passed and you suspect the will’s got problems, don’t sit on it. Chat with a lawyer quickly, consider filing a caveat to pause probate, and explore mediation or court action. Speed matters here.

Legal Reference: Succession Act 2006 (NSW) s 58

Q88. Will a will that omits a spouse or child be overturned?

Quick Answer: The will probably won’t be completely overturned, but the court can order that the overlooked person gets a fair share.

People have testamentary freedom—they can generally leave their estate to whoever they want. But state law lets ‘eligible dependants’ ask a court to fix things if they got left out. The court won’t tear up the whole will; instead, it’ll order some money or assets go to the overlooked person. When deciding how much, the court considers: How badly off is the overlooked person economically? What was their relationship to the deceased? Were they being supported by the deceased before? Did the deceased leave any written explanation for why they were left out? What do the other beneficiaries need? The typical outcome is that money gets carved out from other beneficiaries’ shares and given to the overlooked person. That’s why it’s smart: if you’re deliberately leaving someone out, write down your reasons in your will or a statement of wishes. That might reduce the odds of a successful challenge.

Legal Reference: Succession Act 2006 (NSW) s 60

Q89. What is the Probate process?

Quick Answer: The executor applies to the state Supreme Court’s Probate Office; once the court confirms the will is valid, it grants the executor authority to manage the estate.

Probate is the formal process where the court reviews and approves the will. Here’s how it typically works: (1) Gather the death certificate, the original will, and a list of all assets; (2) Post a notice of intention to apply in the Government Gazette or on the court website for 14 days so anyone with objections can come forward; (3) Submit the Summons, Affidavit of Executor, and Inventory of Property to the state’s Probate Registry; (4) The court reviews everything, checks for problems, and if satisfied, signs a Grant of Probate. The whole thing usually takes 2 to 8 weeks. If there’s no will, the process is similar, except you’re applying for Letters of Administration instead. Lawyer fees vary—typically anywhere from $3,000 to over $10,000, depending on estate complexity.

Legal Reference: Probate and Administration Act (corresponding chapter in each state)

Q90. How do you apply for Letters of Administration when there is no will?

Quick Answer: Close relatives apply to the Supreme Court in order of priority; the process is similar to applying for probate.

When there’s no will and no executor to step in, someone has to take charge. The law sets out who can apply in order of priority: the spouse comes first, then children, then parents, then siblings. Different states tweak this order slightly. The applicant fills out a Summons for Letters of Administration, an Affidavit, and an Inventory of Property, and attaches a death certificate and proof of family relationship. If someone higher up on the list is declining the role, you’ll need a Renunciation form from them. The court reviews the application, checks that you’re who you say you are and entitled to apply, and then hands out a Grant of Letters of Administration. That document gives you legal authority to collect assets, pay debts, and distribute the estate according to the intestacy laws.

Legal Reference: Probate and Administration Act 1898 (NSW)

Q91. Does superannuation form part of the deceased estate?

Quick Answer: Super doesn’t automatically become part of the estate; the fund trustee decides where the money goes based on death benefit nominations you’ve filed.

Here’s something important to understand: superannuation is trust property, not personal property. When someone dies, the super trustee—not the will executor—makes the call. Beneficiary nominations come in two flavors: Binding (the trustee must follow it; usually lasts 3 years) and Non-Binding (the trustee uses it as a guide but isn’t locked in). A Binding nomination is powerful—make sure to update it every 3 years because they expire. If there’s no Binding nomination, the trustee looks at who the dependants are—spouse, kids, other people dependent on the person—and decides. Sometimes it goes into the estate, sometimes straight to dependants. Death benefits paid to dependants are tax-free, but if non-dependants inherit, they face a 15–30% tax hit. This is why keeping your Binding Death Benefit Nomination current matters so much.

Legal Reference: Superannuation Industry (Supervision) Act 1993 s 59

Q92. What happens to joint bank accounts and jointly-owned property when one owner dies?

Quick Answer: If it’s joint tenants, it automatically goes to the surviving owner. If it’s tenants in common, it becomes part of the estate and is distributed by the will.

The way you hold joint assets matters hugely. With joint tenancy—common for married couples’ homes and shared bank accounts—when one owner dies, their share automatically passes to the survivor outside of probate and the estate. It’s a clean, automatic transition. Tenancy in common is different: when one owner dies, their share follows the will or intestacy rules and goes through the estate process. To know which you have, you need to check the title document or the account setup papers. You can change it—with property, you file a new deed; with bank accounts, you contact the bank. Many couples do their family home as joint tenants (smooth transition if one dies first) and investment property as tenants in common (gives more flexibility with wills). Either way, when someone passes, you’ll need to provide a death certificate to the bank or land registry to transfer ownership or update the record.

Legal Reference: Conveyancing Act / Real Property Act (state-based)

Q93. Does divorce automatically revoke an ex-spouse’s inheritance rights?

Quick Answer: In most states, yes, a divorce automatically cancels the ex-spouse’s inheritance rights, but the rest of the will stays intact.

New South Wales’s Succession Act Section 13 is pretty clear: once a divorce order takes effect, any part of the will that names the ex-spouse as a beneficiary or executor automatically dies with the marriage. It’s treated as though the ex-spouse died before you did. But everything else in the will holds up—gifts to kids, to friends, to charities, all still valid. Now, important asterisk: this applies to divorce only. If you and your partner just separated or were in a de facto relationship that ended, the rule doesn’t automatically kick in. Different states have different rules about de facto separations. So here’s the takeaway: if you’re going through separation or divorce, don’t assume your old will still works. Get professional advice and likely make a new one. And if you remarry, that often automatically revokes your entire old will in many states, so update it immediately.

Legal Reference: Succession Act 2006 (NSW) s 13

Q94. What does an Enduring Power of Attorney do?

Quick Answer: It lets you name someone to handle your money, property, and medical decisions if you become too ill or injured to do it yourself.

An Enduring Power of Attorney (EPOA) is your legal tool for life’s ‘what if’ moments. You’re essentially saying: ‘If I can’t handle my affairs, this person can.’ There are two main types: Financial (covers banking, paying bills, selling property, managing investments, signing contracts) and Medical/Personal (covers healthcare choices, where you live, what happens at the end of life). Each state has its own law—New South Wales uses the Powers of Attorney Act 2003, Victoria uses the Powers of Attorney Act 2014. You can name one attorney or multiple, and decide whether they act together or independently. At the same time, it’s smart to write an Advance Care Directive explaining what kind of medical care you do or don’t want if you’re unable to say so. Your EPOA expires when you die; the executor then takes over managing the estate. So really, mid-life or before retirement, sort this out. Don’t wait for a stroke or accident to realize you’ve left yourself exposed.

Legal Reference: Powers of Attorney Act (corresponding state legislation)

Q95. Do children have a duty to support a parent who has moved into aged care?

Quick Answer: Australian law doesn’t legally force adult children to give money to parents, but living arrangements, shared decision-making, and estate planning can get complicated.

This is a big cultural shift if you’re used to Chinese law. In Australia, there’s no legal obligation for adult children to support aging parents with cash. When parents move into aged care—whether that’s a residential facility or community-based care—the bill typically comes from the parent’s own resources: the Age Pension, their superannuation, their savings. Kids usually help with logistics and decisions: signing the Aged Care Agreement, talking to My Aged Care, visiting, emotional support. But financially? That’s typically on the parent. Where you do need to be careful: if a parent’s house is factored into the means test for aged care fees, and you’re acting as their attorney to sell it, you need to be very careful about conflicts of interest and make sure you’re acting in their best interest, not yours. Culturally, visiting regularly and spending time with aging parents is highly valued. Legally, though, the responsibility is much lighter than it is in many other countries.

Legal Reference: Aged Care Act 1997; no statutory duty of filial support

Q96. How are aged care fees arranged?

Quick Answer: Fees include a basic daily charge, an income-and-asset-tested care fee, a residential fee, and optional add-ons; amounts vary based on the older person’s financial situation.

Services Australia runs the aged care cost calculator. Here’s what gets charged: The Basic Daily Fee (covers everyday living costs, typically 85% of the Age Pension); the Means-tested Care Fee (based on your income and assets over a certain threshold); Accommodation Payment (where you sleep—could be a lump sum called RAD, or daily payments called DAP); and any Additional Services Fees for fancy upgrades. The big kicker for family planning is understanding how a home asset figures into the means test. If an older parent has a house, it can affect how much they pay. That’s where concepts like a Granny Flat Agreement become useful—if an adult child moves in to provide care, the arrangement can be formally documented to reduce the amount of the house counted in the aged care assessment. Definitely talk to a financial planner who specializes in this, because managing aged care costs can have a big impact on family finances and inheritance.

Legal Reference: Aged Care Act 1997 Part 3A、Aged Care (Living Longer Living Better) Act 2013

Q97. What are the main responsibilities of an executor?

Quick Answer: Find assets, hold them securely, convert them to cash, pay off debts and taxes, and then hand out what’s left to the beneficiaries according to the will.

Being an executor is a real job with real responsibility. You’ve got to: (1) Get the death certificate and find the original will; (2) Apply for Probate so you’ve got legal authority; (3) Tell banks, tax authorities, superannuation funds, insurance companies, and anyone else holding assets that the person has died; (4) Collect a full list of assets and keep them safe; (5) Handle final tax returns for the deceased and any tax due during the estate administration; (6) Pay off debts, funeral expenses, hospital bills, and other obligations; (7) Sell or transfer assets if needed; (8) Distribute money and property to beneficiaries as the will dictates; (9) Keep records for at least six years in case anyone questions your work. You’re allowed to charge a reasonable fee for your work, but you need to get permission from the court or agreement from beneficiaries. So when you name an executor, pick someone reliable who has the time and energy, not just a family member out of obligation.

Legal Reference: Trustee Act (state-based); Re Estate of Brown (case)

Q98. Must inheritance be subject to inheritance tax?

Quick Answer: Australia abolished estate duty back in 1979, so there’s no inheritance tax, but some assets can trigger capital gains tax or superannuation tax when transferred.

Australia is one of the few wealthy countries without an estate tax or inheritance tax—it’s been gone since 1979. That said, don’t pop the champagne yet. There are three tax flavors that can hit: (1) Capital Gains Tax—when inheriting an investment property or shares, you inherit it at its current market value. If it later sells for more, the gain from that point forward is taxable. (2) Superannuation Death Benefit Tax—non-dependent beneficiaries who inherit super have to pay tax on the taxable portion, typically 15% but can go higher. Dependants (spouse, kids, people financially dependent on the deceased) get it tax-free. (3) Income Tax—beneficiaries receiving rent, dividends, or interest have to declare those on their own tax returns. Overseas beneficiaries sometimes face withholding tax. For complicated estates, definitely hire an estate-planning tax specialist; it can save your beneficiaries a lot of money.

Legal Reference: Income Tax Assessment Act 1997 Subdivision 128、ITAA 1936 s 99

Q99. Can overseas assets be covered by an Australian will?

Quick Answer: Theoretically, one will can cover everything worldwide, but practically, you’ll need local recognition or a separate will in countries where you have major assets.

In theory, a ‘global will’ covers all your stuff everywhere. In practice, countries are picky about recognizing foreign wills. China (mainland and Hong Kong), the European Union, and various others don’t automatically accept an Australian will. You’d typically need to apply for a reseal of probate or file a whole new grant of probate in each country. That’s costly and time-consuming. So here’s what savvy cross-border families do: make two wills—one for Australian assets, one for overseas assets (drafted by a local lawyer to follow that country’s rules). Make sure they don’t contradict each other; that’s the key. The Hague Convention on the Form of Testamentary Dispositions does create some mutual recognition between member countries, so it’s worth checking whether the countries you care about have signed it. Bottom line: if you’ve got serious assets across borders, don’t cheap out by making one will and hoping for the best.

Legal Reference: Hague Convention on the Form of Testamentary Dispositions 1961

Q100. What are common times to review or amend a will?

Quick Answer: You should update your will when you marry, divorce, have kids, buy or sell major assets, move to a different state or country, or experience any major relationship or life change.

Your will should evolve as your life does. Here are the big moments to update: (1) Marriage—in many states, getting married automatically revokes your old will, with rare exceptions. (2) Divorce—your ex-spouse’s inheritance disappears, but the rest of the will lives on. (3) Having or adopting children or grandchildren—they’ll want to be in there. (4) Children becoming financially independent. (5) Major property transactions—buying a family home, selling a rental, taking on debt. (6) If your executor dies or becomes incapable. (7) If a beneficiary dies. (8) Moving interstate or overseas. (9) Starting a new de facto or registered relationship. (10) Signing a BFA (Binding Financial Agreement) or Consent Orders, because your property and family picture changes. My advice: do a ‘will checkup’ every five years or after any major life event, and keep the original safe. Your will isn’t a one-time document—it’s a living thing that grows and changes with you.

Legal Reference: Succession Act / Wills Act (relevant chapter in each state)


Disclaimer: This FAQ is general legal information only and is not legal advice tailored to any individual’s circumstances.